Home Solutions

How it works

How it works I FAQ I Enquire

We can stop the repossession of your home.

A Quick Sale - Our step by step guide

Step 1:

Contact us as soon as possible. You can contact us by phone, by email or by completing the online Enquiry Form (Button to click).

We will then arrange to contact you to confidentially discuss your situation.

Step 2:

We will inform you of the property solutions we offer that could help you and if appropriate we will discuss a sell ,rent and buy back option* with you.

This means you can sell your house so avoiding repossession, but more importantly you and your family can remain living in your home. An independent chartered surveyor will carry out a valuation on your home. The costs of the valuation fee will be refunded upon completion.

Step 3:

Once we receive the valuation on your property
we will then make a formal offer to you in writing that is valid for 30 days.

As we will be the buyers of your home the valuation is carried out on our behalf but you are able to purchase a copy of this report.

Step 4:

If you choose to accept our offer we can complete on the purchase of your property as quickly as possible, normally within 28 days.

Sell, rent and buy back option* - Our step by step guide

If you sell your home to us, you can remain in your home for a fixed period, pay rent and have the option to buy your property back at a later date.

If you decide that this solution is the best option for you we would:

1	Request a down payment – a fixed one off fee of 3% of the sale price which would be returned to you when you re-purchase your property. However, if you decided not to buy back your home this fee is non-refundable.

2	Agree the length of time you would rent before buying your home back from us. This is typically between 3 – 5 years. In order obtain a mortgage you will need to regain a good credit status.

3	Agree a selling price that you would pay at the end of the renting period. The agreed selling price is legally binding and will not alter when you re-purchase your home. If your home has increased in value when you re-purchase, you will gain from the increase in the value.

4	Draw up a formal agreement regarding the maintenance of the property. Maintenance of the property is usually the responsibility of the person renting the property.

We provide solutions to property problems. We are ethical, flexible and innovative in our approach. We specialise and work exclusively in the North East, and guarantee our service will be tailored to your unique and personal circumstances.